Carothers disante and freudenberger llp - “CASA provides admirable service to vulnerable youth across Los Angeles, and having worked with CASA for awhile and seeing first-hand the good work it does inspired me to get involved on a deeper level,” said Brent Giddens, managing partner of the Los Angeles office of award-winning employment and labor law firm Carothers DiSante ...

 
Carothers DiSante & Freudenberger LLP The Firm practice areas include audit services, class actions, immigration, and EEO litigation. Carothers DiSante & Freudenberger serves clients in the state ... . List of fda approved bioidentical hormones

Carothers DiSante & Freudenberger LLP is located in Sacramento, California, United States. Who are Carothers DiSante & Freudenberger LLP 's competitors? Alternatives and possible competitors to Carothers DiSante & Freudenberger LLP may include Coblentz Patch Duffy & Bass LLP, Kronick, Moskovitz, Tiedemann & Girard, and Doerner, Saunders, Daniel ...Carothers Dave, filed a(n) General Employment - Labor and Employment case represented by Hashmall Mira, against Carothers Dave, Carothers Disante & Freudenberger Llp, represented by Delaney Damien Paul, Wilson Mark B., in the jurisdiction of Los Angeles County.Carothers, DiSante & Freudenberger Contact Info: Phone number: (949) 622-1661 Website: www.cdflaborlaw.com What does Carothers, DiSante & Freudenberger do? Carothers DiSante & Freudenberger, founded in 1994 and headquartered in San Francisco, California, is a law firm specializing in employment and labor & immigration cases....On April 17, 2012, Janira Nafarrate filed a Wrongful Termination - (Labor and Employment) case against Carothers Disante & Freudenberger Llp et al. in the jurisdiction of Orange County, CA. This case was filed in Orange County Superior Courts, with Luis A. Rodriguez presiding.Founder of BCG Attorney Search and America's top legal recruiter. BCG Attorney Search works with over 25,000 law firms. Every month, tens of thousands of attorneys submit their resumes to Harrison, who works with less than 2% of them. Harrison knows quality and does whatever it takes to get his candidates jobs: Since 2000, Harrison has ... Carothers DiSante & Freudenberger LLP. 900 University Avenue, Suite 200. Sacramento, California 95825. 916-361-0991. More Office Locations. Partners. Partners in this ... Legal Assistant at Carothers DiSante & Freudenberger LLP Chino Hills, California, United States. 104 followers 104 connections. Join to connect Carothers DiSante & Freudenberger LLP ... An employment litigation attorney whose dual role as a California business owner and entrepreneur allows her to understand her clients’ workplace challenges firsthand, Marie DiSante has been resolving and preventing disputes for employers for over 30 years. Her active leadership in the business community shapes her effective, practical and ...“CASA provides admirable service to vulnerable youth across Los Angeles, and having worked with CASA for awhile and seeing first-hand the good work it does inspired me to get involved on a deeper level,” said Brent Giddens, managing partner of the Los Angeles office of award-winning employment and labor law firm Carothers DiSante ...CDF Labor Law LLP. Chair, CDF's Unfair Competition and Trade Secret Practice Group, 2015 - Present; Los Angeles Office Managing Partner, 2016 - Present; Chair, Pro Bono Committee, 2019 - Present; Pro Bono Liaison, CDF's DEI Committee, 2020 - Present; Editor, CDF's COVID Resource Page, 2020 - PresentRichard M. Green Partner & Chair of CDF's Immigration Practice Group Orange County Office [email protected] (949) 622-1661, ext 1432 Download VCARD Download BioThe Impact of Duran on the Certification Process in Wage and Hour Class Actions. by Tim Freudenberger and Nancy Lubrano. In May 2014, class action defense attorney Tim Freudenberger from Carothers DiSante & Freudenberger LLP, obtained a very favorable decision from the California Supreme Court in Duran v. U.S. Bank Nat. Assn., 59 Cal. 4th 1 (2014).Partner, Carothers DiSante & Freudenberger, LLP. Fall is upon us and with that comes a deluge of new employment laws. (Think "sex" and you'll cover many of them ...2018. Marie DiSante, a Founding Partner and Firm Managing Partner of Carothers DiSante & Freudenberger LLP, was designated an honoree at Corporate Counsel's National Women in Law Awards in the ...Partner& General Counsel at Carothers, DiSante & Freudenberger. David Hagopian is a Partner& General Counsel at Carothers, DiSante & Freudenberger based in Irvine, California. Previously, David was an Owner at Holdsworth & Hagopian and also held positions at Dorsey & Whitney, Latham & Watkins. David received a B. A. degree from University of ...Legal Assistant at Carothers DiSante & Freudenberger LLP Chino Hills, California, United States. 104 followers 104 connections. Join to connect Carothers DiSante & Freudenberger LLP ... On 10/13/2020 DAVE CAROTHERS filed a Labor - Other Labor lawsuit against CAROTHERS DISANTE FREUDENBERGER, LLP. This case was filed in Los Angeles County Superior Courts, Stanley Mosk Courthouse located in Los Angeles, California. The Judges overseeing this case are TIMOTHY PATRICK DILLON, BRUCE G. IWASAKI, JOHN P. DOYLE and RAFAEL A. ONGKEKO.Legal Assistant at Carothers DiSante & Freudenberger LLP Chino Hills, CA. Debbie MacArthur Independent Music Professional Goffstown, NH. 26 others named Debbie MacArthur are on LinkedIn ... Carothers Disante & Freudenberger Llp vs. Luxent, Inc. Opposition. Cal. Super. - 4th Dist. January 20, 2017. Make your practice more effective and efficient with ...Carothers Disante & Freudenberger Llp vs. Luxent, Inc. Opposition. Cal. Super. - 4th Dist. January 20, 2017. Make your practice more effective and efficient with ...Carothers DiSante & Freudenberger LLP. 900 University Avenue, Suite 200. Sacramento, California 95825. 916-361-0991. More Office Locations. Partners. Partners in this ... SAN DIEGO – October 8, 2018 – Carothers DiSante & Freudenberger LLP (CDF), acclaimed employment, labor and business immigration law firm, proudly welcomes Senior Counsel Erin A. Owen to its San Diego office, one of five locations across California. Owen brings more than 20 years of experience in employment and business litigation to the firm.Carothers Disante & Freudenberger LLP Company Profile | Irvine, CA | Competitors, Financials & Contacts - Dun & Bradstreet Jun 4, 2021 · On 06/04/2021 Carothers filed an Other lawsuit against CDF Labor Law LLP fka Carothers DiSante Freudenberger, LLP. This case was filed in California Courts of Appeal, Second Appellate District - Division 5 located in Statewide, California. The Judge overseeing this case is Doyle, John. The case status is Pending - Other Pending. Carothers, DiSante & Freudenberger - Business Information. Law Firms & Legal Services · California, United States · 86 Employees. Carothers DiSante & Freudenberger, founded in 1994 and headquartered in San Francisco, California, is a law firm specializing in employment and labor & immigration cases. Legal Assistant at Carothers DiSante & Freudenberger LLP Chino Hills, CA. Debbie MacArthur Independent Music Professional Goffstown, NH. 26 others named Debbie MacArthur are on LinkedIn ...Bingxi Sun, a Los Angeles, California (CA) Lawyer, Attorney - Class Actions, EEO Litigation, Wage and Hour Issues Carothers DiSante & Freudenberger LLP The Firm practice areas include audit services, class actions, immigration, and EEO litigation. Carothers DiSante & Freudenberger serves clients in the state ... Partner at Carothers, DiSante & Freudenberger. Dan Forman is a Partner at Carothers, DiSante & Freudenberger based in Irvine, California. Previously, Dan was a President at Los Angeles County Y oung Democrats. Dan received a B. A. degree from Indiana University and a J. D. from Georgetown University Law Center. Read More. View Contact Info for FreeCarothers DiSante & Freudenberger, founded in 1994 and headquartered in San Francisco, California, is a law firm specializing in employment and labor & immigration cases. Read More The most used email format in Carothers, DiSante & Freudenberger is [email protected] in 93.1% of the time For over 25 years, CDF has distinguished itself as one of the top employment, labor and immigration firms in California, representing employers in single-plaintiff and class action lawsuits and advising employers on related legal compliance and risk avoidance. We cover the state, with five locations from Sacramento to San Diego.About Carothers DiSante & Freudenberger LLP. For nearly 25 years, Carothers DiSante & Freudenberger LLP has distinguished itself as one of the top labor, employment and immigration law firms in California, representing employers in single-plaintiff and class action lawsuits and advising employers on related legal compliance and risk avoidance.Partner at Carothers DiSante & Freudenberger LLP Irvine, California, United States. 78 followers 77 connections. See your mutual connections. View mutual connections with Jeff ... May 30, 2018 · For close to 25 years, Carothers DiSante & Freudenberger LLP has distinguished itself as one of the top employment and labor law firms in California, representing employers in single-plaintiff and ... On 01/28/2020 CAROTHERS, DISANTE FREUDENBERGER LLP filed a Contract - Debt Collection lawsuit against DENTAL LAB HOLDINGS, LLC.This case was filed in Orange County Superior Courts, Orange County Central Justice Center located in Orange, California. Carothers DiSante & Freudenberger LLP is located in Sacramento, California, United States. Who are Carothers DiSante & Freudenberger LLP 's competitors? Alternatives and possible competitors to Carothers DiSante & Freudenberger LLP may include Coblentz Patch Duffy & Bass LLP, Kronick, Moskovitz, Tiedemann & Girard, and Doerner, Saunders, Daniel ...Defendant and appellant Carothers DiSante & Freudenberger, LLP (CDF), a law firm, appeals from denial of its motion to compel arbitration of employment discrimination and retaliation claims filed against it by its erstwhile partner, plaintiff and respondent Dave Carothers (Carothers). CDF LLP Helps Honor Arthur R. Block for His Contributions to City Year - Philadelphia. May 17, 2012. Mark Spring Quoted in HR Executive Online re Individual Liability & FMLA Leave. March 27, 2012. CDF Victorious Before the California Court of Appeal. November 14, 2011Legal Assistant at Carothers DiSante & Freudenberger LLP Irvine, California, United States. 51 followers 51 connections. Join to view profile Carothers DiSante & Freudenberger LLP ... Contact Information 18300 Von Karman Ave Ste 800 Irvine, CA 92612-1037 Visit Website (949) 622-1661 Read Reviews Be the First to Review! Customer Complaints This business has 0 complaints File a...Aug 6, 2014 · About Carothers DiSante & Freudenberger LLP. For 20 years, Carothers DiSante & Freudenberger LLP has distinguished itself as one of the top employment, labor and immigration firms in California, representing employers in single-plaintiff and class action lawsuits and advising employers on related legal compliance and risk avoidance. Tim Freudenberger receives esteemed accolade IRVINE, Calif., May 8, 2017 – Carothers DiSante & Freudenberger LLP (CDF), with over 20 years of experience representing California employers, is proud to announce that Founding Partner Tim Freudenberger was named the Best Lawyers ® Class Action Defense “Lawyer of the Year” in Orange County.Carothers Disante & Freudenberger LLP Company Profile | Irvine, CA | Competitors, Financials & Contacts - Dun & Bradstreet Carothers Dave, filed a(n) General Employment - Labor and Employment case represented by Hashmall Mira, against Carothers Dave, Carothers Disante & Freudenberger Llp, represented by Delaney Damien Paul, Wilson Mark B., in the jurisdiction of Los Angeles County.Legal Assistant at Carothers DiSante & Freudenberger LLP Chino Hills, CA. Debbie MacArthur Independent Music Professional Goffstown, NH. 26 others named Debbie MacArthur are on LinkedIn ...Experience Carothers DiSante & Freudenberger LLP April 2014 - Present Perkins & Associates January 2014 - April 2014 Ensminger Law Office August 2011 - January 2014 LDA Notary 2012 - 2012 United States Air Force December 2004 - March 2011 Skills Typing, Microsoft Office, Microsoft Excel, Microsoft Word, Lexis, Best Case, Bankruptcy, Divorce Law, Meteorology, Forecasting, Observation, Air Force ...CDF Labor Law LLP Attorneys Named Among Best Lawyers in America© for 2024. August 17, 2023. CDF Labor Law LLP Expands Firm Leadership, Elevates Three Attorneys to Partner. December 29, 2022. 17 CDF Labor Law LLP Attorneys Named to 2023 Best Lawyers® Lists. August 18, 2022. CDF Attorneys Receive Best Lawyers in America© Awards. August 19, 2021 On 01/28/2020 CAROTHERS, DISANTE FREUDENBERGER LLP filed a Contract - Debt Collection lawsuit against DENTAL LAB HOLDINGS, LLC.This case was filed in Orange County Superior Courts, Orange County Central Justice Center located in Orange, California. About Carothers DiSante & Freudenberger LLP. For nearly 25 years, Carothers DiSante & Freudenberger LLP has distinguished itself as one of the top labor, employment and immigration law firms in California, representing employers in single-plaintiff and class action lawsuits and advising employers on related legal compliance and risk avoidance.Carothers Disante & Freudenberger LLP. Write A Review. Visit Website (916) 361-0991. Updated: 10/15/2010 . Your Profile? Update Now. Sacramento Class Actions Lawyer. Legal Assistant at Carothers DiSante & Freudenberger LLP Irvine, California, United States. 51 followers 51 connections. Join to view profile Carothers DiSante & Freudenberger LLP ... Richard M. Green Partner & Chair of CDF's Immigration Practice Group Orange County Office [email protected] (949) 622-1661, ext 1432 Download VCARD Download BioReviews from Carothers DiSante & Freudenberger LLP employees about Carothers DiSante & Freudenberger LLP culture, salaries, benefits, work-life balance, management, job security, and more.Aug 15, 2017 · About Carothers DiSante & Freudenberger LLP. For nearly 25 years, Carothers DiSante & Freudenberger LLP has distinguished itself as one of the top labor, employment and immigration law firms in California, representing employers in single-plaintiff and class action lawsuits and advising employers on related legal compliance and risk avoidance. Carothers Disante & Freudenberger LLP Company Profile | Irvine, CA | Competitors, Financials & Contacts - Dun & Bradstreet Carothers DiSante & Freudenberger LLP (Main Office) 18300 Von Karman Avenue Suite 800 Irvine, CA 92612 (949) 622-1661. Carlton DiSante & Freudenberger LLP 601 Montgomery Street Suite 350 San Francisco, CA 94111 (415) 981-3233. Carothers Disante & Freudenberger LLP 707 Wilshire Boulevard Suite 5150 Los Angeles, CA 90017 (213) 612-6300.Bingxi Sun, a Los Angeles, California (CA) Lawyer, Attorney - Class Actions, EEO Litigation, Wage and Hour IssuesCarothers DiSante & Freudenberger LLP; Marie D. DiSante; Marie D. DiSante - Irvine, CA. 18300 Von Karman Avenue Suite 800 Irvine, CA 92612. ...About Carothers DiSante & Freudenberger LLP (CDF) For over 25 years, CDF’s 45+ labor, employment and immigration attorneys practice collaboratively, from five offices across the state - in Sacramento, San Francisco, Los Angeles, Orange County and San Diego, on cases that have helped shape labor and employment law in California.The Impact of Duran on the Certification Process in Wage and Hour Class Actions. by Tim Freudenberger and Nancy Lubrano. In May 2014, class action defense attorney Tim Freudenberger from Carothers DiSante & Freudenberger LLP, obtained a very favorable decision from the California Supreme Court in Duran v. U.S. Bank Nat. Assn., 59 Cal. 4th 1 (2014).Carothers DiSante & Freudenberger LLP - Company Profile and News - Bloomberg Markets Bloomberg Manage Products and Account Information Live Now Bloomberg TV+ Bloomberg Markets China Open...About Carothers DiSante & Freudenberger LLP For 20 years, Carothers DiSante & Freudenberger LLP has distinguished itself as one of the top employment, labor, and immigration firms in California, representing employers in single-plaintiff and class action lawsuits and advising employers on related legal compliance and risk avoidance.Insurance Services. 25020 Avenue Stanford, Valencia, Santa Clarita, CA, USA. 16612576242. 16614783002. [email protected]. ART Risk Financial and Insurance Solutions is an insurance agency that for nearly 20 years our hi... Contact Person. Sarah Paige.Carothers Disante & Freudenberger LLP / Robin E. Largent; Robin E. Largent - Sacramento, CA. 900 University Avenue Suite 200 Sacramento, CA 95825. ...6 Carothers Disante & Freudenberger reviews. A free inside look at company reviews and salaries posted anonymously by employees.Oct 13, 2020 · Carothers Dave, filed a(n) General Employment - Labor and Employment case represented by Hashmall Mira, against Carothers Dave, Carothers Disante & Freudenberger Llp, represented by Delaney Damien Paul, Wilson Mark B., in the jurisdiction of Los Angeles County. Carothers DiSante & Freudenberger LLP Nov 1994 - Mar 2011 16 years 5 months. Volunteer Experience ALA Committee on Diversity, Equity, Inclusion and Accessibility ALA Committee on Diversity, Equity ...Carothers DiSante & Freudenberger LLP (Main Office) 18300 Von Karman Avenue Suite 800 Irvine, CA 92612 (949) 622-1661. Carlton DiSante & Freudenberger LLP 601 Montgomery Street Suite 350 San Francisco, CA 94111 (415) 981-3233. Carothers Disante & Freudenberger LLP 707 Wilshire Boulevard Suite 5150 Los Angeles, CA 90017 (213) 612-6300.2018. Marie DiSante, a Founding Partner and Firm Managing Partner of Carothers DiSante & Freudenberger LLP, was designated an honoree at Corporate Counsel's National Women in Law Awards in the ...CDF Labor Law LLP Attorneys Named Among Best Lawyers in America© for 2024. August 17, 2023. CDF Labor Law LLP Expands Firm Leadership, Elevates Three Attorneys to Partner. December 29, 2022. 17 CDF Labor Law LLP Attorneys Named to 2023 Best Lawyers® Lists. August 18, 2022. CDF Attorneys Receive Best Lawyers in America© Awards. August 19, 2021Legal Assistant at Carothers DiSante & Freudenberger LLP Chino Hills, California, United States. 104 followers 104 connections. Join to connect Carothers DiSante & Freudenberger LLP ...Mar 12, 2019 · Award-winning California labor, employment and business immigration law firm, Carothers DiSante & Freudenberger LLP (CDF), proudly announces seven attorneys have received the 2019 Southern California Super Lawyers® honorees designation, of which, only five percent of California attorneys are included annually. Carothers DiSante & Freudenberger LLP (Main Office) 18300 Von Karman Avenue Suite 800 Irvine, CA 92612 (949) 622-1661 . Carothers Disante & Freudenberger LLP 707 Wilshire Boulevard Suite 5150 Los Angeles, CA 90017 (213) 612-6300 . Carothers Disante & Freudenberger LLP 900 University Avenue Suite 200 Sacramento, CA 95825 (916) 361-0991 About Carothers DiSante & Freudenberger LLP. For more than 20 years, Carothers DiSante & Freudenberger LLP has distinguished itself as one of the top employment, labor and immigration firms in California, representing employers in single-plaintiff and class action lawsuits and advising employers on related legal compliance and risk avoidance.Apr 17, 2012 · On April 17, 2012, Janira Nafarrate filed a Wrongful Termination - (Labor and Employment) case against Carothers Disante & Freudenberger Llp et al. in the jurisdiction of Orange County, CA. This case was filed in Orange County Superior Courts, with Luis A. Rodriguez presiding. Founder of BCG Attorney Search and America's top legal recruiter. BCG Attorney Search works with over 25,000 law firms. Every month, tens of thousands of attorneys submit their resumes to Harrison, who works with less than 2% of them. Harrison knows quality and does whatever it takes to get his candidates jobs: Since 2000, Harrison has ... We represent, advise and counsel national and regional employers with California employees and workforces, as well as California-based startups, midsize ventures, and privately and publicly held...On 01/28/2020 CAROTHERS, DISANTE FREUDENBERGER LLP filed a Contract - Debt Collection lawsuit against DENTAL LAB HOLDINGS, LLC.This case was filed in Orange County Superior Courts, Orange County Central Justice Center located in Orange, California. Experience Carothers DiSante & Freudenberger LLP April 2014 - Present Perkins & Associates January 2014 - April 2014 Ensminger Law Office August 2011 - January 2014 LDA Notary 2012 - 2012 United States Air Force December 2004 - March 2011 Skills Typing, Microsoft Office, Microsoft Excel, Microsoft Word, Lexis, Best Case, Bankruptcy, Divorce Law, Meteorology, Forecasting, Observation, Air Force ...Contact Information 18300 Von Karman Ave Ste 800 Irvine, CA 92612-1037 Visit Website (949) 622-1661 Read Reviews Be the First to Review! Customer Complaints This business has 0 complaints File a... About Carothers DiSante & Freudenberger LLP. For close to 25 years, Carothers DiSante & Freudenberger LLP has distinguished itself as one of the top labor and employment defense firms in California, representing employers in single-plaintiff and class action lawsuits and advising employers on related legal compliance and risk avoidance.Apr 11, 2023 · 6 Carothers Disante & Freudenberger reviews. A free inside look at company reviews and salaries posted anonymously by employees.

May 21, 2013 · IRVINE, Calif., May 20, 2013 – Carothers DiSante & Freudenberger LLP (CDF), a leading California labor and employment law firm, welcomes Amy Williams as senior counsel to bolster the firm’s class action litigation defense group at its expanding Orange County office. Williams brings nearly a decade of proven experience in wage and hour class ... . Sdn 2022 23

carothers disante and freudenberger llp

Insurance Services. 25020 Avenue Stanford, Valencia, Santa Clarita, CA, USA. 16612576242. 16614783002. [email protected]. ART Risk Financial and Insurance Solutions is an insurance agency that for nearly 20 years our hi... Contact Person. Sarah Paige. Oct 26, 2022 · Carothers DiSante & Freudenberger LLP, now doing business as CDF Labor Law LLP, must face in court the race discrimination and retaliation claims brought by Black former partner Dave Carothers after a California appellate panel ruled the lawyer coudn’t be compelled to go to arbitration. Bingxi Sun, a Los Angeles, California (CA) Lawyer, Attorney - Class Actions, EEO Litigation, Wage and Hour IssuesCDF Labor Law LLP Attorneys Named Among Best Lawyers in America© for 2024. August 17, 2023. CDF Labor Law LLP Expands Firm Leadership, Elevates Three Attorneys to Partner. December 29, 2022. 17 CDF Labor Law LLP Attorneys Named to 2023 Best Lawyers® Lists. August 18, 2022. CDF Attorneys Receive Best Lawyers in America© Awards. August 19, 2021Carothers DiSante & Freudenberger LLP. 900 University Avenue, Suite 200. Sacramento, California 95825. 916-361-0991. More Office Locations. Partners. Partners in this ...CDF Labor Law LLP. Chair, CDF's Unfair Competition and Trade Secret Practice Group, 2015 - Present; Los Angeles Office Managing Partner, 2016 - Present; Chair, Pro Bono Committee, 2019 - Present; Pro Bono Liaison, CDF's DEI Committee, 2020 - Present; Editor, CDF's COVID Resource Page, 2020 - PresentLegal Assistant at Carothers DiSante & Freudenberger LLP Carlsbad, California, United States. 102 followers 102 connections. Join to connect Carothers DiSante & Freudenberger LLP ...Carothers Disante & Freudenberger. Glassdoor gives you an inside look at what it's like to work at Carothers Disante & Freudenberger, including salaries, reviews, office photos, and more. This is the Carothers Disante & Freudenberger company profile. All content is posted anonymously by employees working at Carothers Disante & Freudenberger.Carothers DiSante & Freudenberger, Irvine, California. 1 like. Local businessContact Information 18300 Von Karman Ave Ste 800 Irvine, CA 92612-1037 Visit Website (949) 622-1661 Read Reviews Be the First to Review! Customer Complaints This business has 0 complaints File a...An employment litigation attorney whose dual role as a California business owner and entrepreneur allows her to understand her clients’ workplace challenges firsthand, Marie DiSante has been resolving and preventing disputes for employers for over 30 years. Her active leadership in the business community shapes her effective, practical and ... Oct 13, 2020 · Carothers Dave, filed a(n) General Employment - Labor and Employment case represented by Hashmall Mira, against Carothers Dave, Carothers Disante & Freudenberger Llp, represented by Delaney Damien Paul, Wilson Mark B., in the jurisdiction of Los Angeles County. Carothers DiSante & Freudenberger LLP Nov 1994 - Mar 2011 16 years 5 months. Volunteer Experience ALA Committee on Diversity, Equity, Inclusion and Accessibility ALA Committee on Diversity, Equity ... About Carothers DiSante & Freudenberger LLP. For more than 20 years, Carothers DiSante & Freudenberger LLP has distinguished itself as one of the top employment, labor and immigration firms in California, representing employers in single-plaintiff and class action lawsuits and advising employers on related legal compliance and risk avoidance..

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